Bad Creditisa problem loan or a non-performing loanthat for some reasons a customer reneging on promises to pay off debts after due dateso there is a delay or not paid altogether so that arose a bad credit or a bad debt. The existence of bank can not be separated from risk in the banking world. So it is necessary to minimize them by keeping the quality of loans in a case of nonperform... https://www.roneverhart.com/Gul-Rune/